Terms and Conditions

A. Our Services

WaZii is a stock research and analysis platform for investors in the US and Saudi (Tadawul) markets. The Services include, among other things, AI-assisted valuations, plain statements of where a price sits against our estimate range, price alerts, a portfolio summary based on holdings you enter, a morning brief, market news, a trade journal and a Rational Mode (together, the "Services").

B. Nature of AI-Assisted Insights

The valuations, ratings and other insights provided by WaZii are generated with the help of artificial intelligence and analytical models that rely on historical data, financial statements, estimates and other inputs. They are inherently uncertain and may be incomplete, out of date or inaccurate. Financial markets are affected by many unpredictable factors, including economic conditions, geopolitical events and market sentiment, which no model can fully capture.

C. Not Investment Advice

All content provided through the Services, including valuations, ratings, alerts, news and analysis, is for general information and educational purposes only. It does not constitute investment, financial, legal or tax advice, and it is not a recommendation or an offer to buy, sell or hold any security or financial product. WaZii's statements (below, within or above our estimate range, or not compared) describe how a stock's price compares with our fair value estimate when we can compare them. They are descriptive only and are not recommendations.

WaZii is not a licensed financial adviser, investment manager or broker. We do not provide personalized advice that takes into account your financial situation, objectives or risk tolerance.

D. No Brokerage or Trade Execution

WaZii does not execute trades, place orders, hold funds or securities on your behalf, or connect to your brokerage accounts. Any portfolio information you enter in the Services is used for analysis and record keeping only. Any investment you make is made through a separate provider of your choice and under that provider's own terms.

E. Your Responsibility

You acknowledge and agree that any investment decision you make, whether or not it is based on information from the Services, is made at your own discretion and risk. You are solely responsible for your decisions and their outcomes, including any losses. WaZii shall not be liable for any loss or damage resulting from your reliance on the Services.

F. Due Diligence and Independent Decision-Making

We strongly recommend that you conduct your own research, consider your individual financial circumstances and, where appropriate, seek advice from a licensed professional before making any investment decision. The Services should be viewed as one of many tools available to you and should not replace professional advice or your own judgment.

G. No Guarantees

WaZii does not guarantee the accuracy, completeness, timeliness, reliability or profitability of any valuation, rating or other insight. Financial markets are volatile, all investments carry risk, including the possible loss of capital, and past performance does not guarantee future results. There is no assurance that using the Services will lead to positive financial outcomes.

H. Market Data and Third-Party Content

Prices, financial data and news shown in the Services are obtained from third-party sources and may be delayed, incomplete or contain errors. WaZii does not control these sources and is not responsible for their accuracy or availability.

A. Registration

To access certain features of the Services, you must create an account using your email address or by signing in with Google or Apple. You agree to provide accurate, current and complete information and to keep it up to date. Providing false, misleading or incomplete information may result in the suspension or termination of your account.

B. Account Security

You are responsible for keeping your sign-in credentials confidential and secure and for all activity that occurs under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security. WaZii will not be liable for any loss or damage arising from your failure to comply with these obligations.

C. Eligibility

By creating an account, you represent and warrant that you are at least 18 years of age or the legal age of majority in your jurisdiction, whichever is older, and that you have the legal capacity to enter into this Agreement. If you use the Services on behalf of an entity, you represent and warrant that you have the authority to bind that entity to this Agreement.

D. Account Suspension and Termination

WaZii reserves the right, at its sole discretion, to refuse registration, or to suspend or terminate your account, in accordance with Section 8 of this Agreement.

E. Lawful Use

You agree to use the Services only for lawful purposes and in compliance with this Agreement and all applicable laws and regulations. You must not use the Services to engage in any unlawful, fraudulent or harmful activity, including unauthorized access to other users' accounts, distribution of malware, phishing or any activity that may disrupt or damage the Services.

F. Responsibility for Account Activity

You are solely responsible for all activity that occurs under your account, whether or not you have authorized it. You agree to indemnify and hold WaZii harmless from any claims, liabilities, damages or expenses arising from or related to the misuse of your account.

A. Subscription Plans

Access to certain features of the Services requires a paid subscription. The applicable price, billing period and included features are shown before you subscribe. By subscribing, you agree to pay all applicable fees in accordance with the pricing and terms presented to you.

B. Free Trial

WaZii may offer a free trial for a period set by WaZii and shown before you start it. A free trial started on the WaZii website needs no card and is never charged: when it ends you keep the free features unless you choose to subscribe. A free trial started in the App Store or Google Play converts to a paid subscription and is charged by Apple or Google unless you cancel it in your store account at least 24 hours before the trial ends. WaZii may change or withdraw free trial offers at any time, and eligibility may be limited to one trial per user.

C. Card Payments on the Website

Subscriptions purchased on the WaZii website are paid by card and processed by our payment processor, Geidea. You agree to provide accurate and complete payment information and authorize the charging of your card for the payments you confirm and, if you turn on automatic renewal, for those renewals. Geidea saves your card securely so that you can renew in one tap or automatically; WaZii does not store your full card number, and you can remove the saved card at any time from Settings > My Plans.

D. In-App Subscriptions

Subscriptions purchased within the WaZii mobile applications are billed through the Apple App Store or Google Play, using the payment method linked to your Apple or Google account. Billing, renewal, cancellation and refunds for these subscriptions are governed by the terms and policies of Apple or Google, as applicable, and are managed through your store account.

E. Renewal and Cancellation

In-app subscriptions renew automatically for successive periods equal to the current billing period until you cancel them in your App Store or Google Play account settings, at least 24 hours before the end of the current period. Website subscriptions are monthly, and how they renew is your choice. Without automatic renewal, nothing is charged without your confirmation: before your plan ends we remind you, and you renew in one tap with your saved card. Automatic renewal applies only if you choose it, when you pay or in Settings > My Plans. We then charge your saved card each month, two days before the current period ends, the amount shown when you agreed, until you turn it off or cancel. We email you the amount and the date before each charge, and a receipt after it. If the price changes, we do not charge the new price until you agree to it. If a charge fails we try once more the next day and tell you by email; if that also fails, your plan ends with the current period unless you renew it. You can turn automatic renewal off at any time in Settings > My Plans, and cancelling or removing your saved card also turns it off. A yearly plan bought earlier runs until its end date and does not renew. You can cancel a website subscription at any time from your account settings or by contacting our support team. Cancellation takes effect at the end of the current billing period, and you keep access until then.

F. Refunds

Subscription fees are generally non-refundable, except where required by applicable law or as stated at the time of purchase. Refund requests for in-app subscriptions must be submitted to Apple or Google under their respective policies.

G. Price Changes

WaZii may change its prices at any time. We will notify affected subscribers in advance, and you will have the opportunity to cancel before the new price applies. Price changes for in-app subscriptions are also subject to the rules of Apple or Google.

H. Taxes

Prices shown are the total amount you pay, including any value added tax (VAT) that applies.

A. Personal Data

WaZii collects, processes and stores your personal data in accordance with the Personal Data Protection Law of the Kingdom of Saudi Arabia and its implementing regulations, other applicable laws and our Privacy Policy, which forms part of this Agreement.

B. Data Security

We implement reasonable measures to protect your data from unauthorized access or disclosure. However, we cannot guarantee absolute security and are not responsible for breaches that occur despite our reasonable efforts.

C. Purpose of Data Use

We use your personal data to provide, maintain and improve the Services, including personalizing your experience, managing your account and subscription, sending the alerts you request and communicating with you. We may also use it for internal purposes such as troubleshooting, data analysis, testing and research.

D. Data Sharing

WaZii may share your personal data with service providers that help us deliver the Services, such as payment processors, hosting and data storage providers, communication providers and customer support tools. These providers are required to keep your data confidential and to use it only for the purposes for which it was shared. We do not sell your personal data.

A. No Warranty

The Services and all content and features provided through them are offered on an "as is" and "as available" basis. WaZii makes no representations or warranties of any kind, whether express, implied or statutory, regarding the operation of the Services, the accuracy or completeness of the content or the availability or reliability of the Services.

B. Exclusion of Warranties

To the fullest extent permitted by law, WaZii expressly disclaims all warranties, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, non-infringement, title and accuracy of data, and any warranties arising from a course of dealing or usage of trade. WaZii does not warrant that the Services will meet your requirements, achieve any intended results, operate without interruption or be error-free.

C. Third-Party Services and Content

The Services may include third-party content, data or links to third-party websites and services. These are provided solely for your convenience and are not under the control of WaZii. WaZii makes no warranties regarding the quality, accuracy or reliability of third-party services or content and disclaims any liability arising from your use of them.

D. Exclusion of Certain Damages

To the fullest extent permitted by law, in no event shall WaZii, its affiliates, licensors, service providers, employees, agents, officers or directors be liable for any indirect, incidental, special, punitive, consequential or exemplary damages, including damages for loss of profits, investment losses, loss of revenue, loss of data, loss of goodwill or business interruption, arising out of or in connection with your use of, or inability to use, the Services or their content, even if WaZii has been advised of the possibility of such damages.

E. Indemnification

You agree to indemnify, defend and hold harmless WaZii, its affiliates, licensors, service providers, employees, agents, officers and directors from and against any claims, liabilities, damages, judgments, losses, costs, expenses or fees (including reasonable legal fees) arising out of or relating to your violation of this Agreement or your use of the Services other than as expressly authorized in this Agreement.

F. No Liability for Third-Party Conduct

WaZii shall not be liable for any damages, losses or injuries resulting from the conduct, content or services of third-party providers or other users, including any transactions, interactions or disputes between you and any third party.

G. Limitation of Liability

To the fullest extent permitted by law, WaZii's total liability to you for all claims arising out of or relating to this Agreement or the Services shall not exceed the amount you paid to WaZii for the Services in the 12 months before the event giving rise to the claim. Nothing in this Agreement excludes or limits liability that cannot be excluded or limited under applicable law, including liability for fraud, gross negligence or wilful misconduct.

A. Termination by You

You may stop using the Services and delete your account at any time from Settings > Account in the app or on the website. You may also request deletion by contacting our support team at info@wazii.net, in which case the request is typically processed within 14 business days.

Once your account is deleted, you will no longer have access to it, and your data will be handled as described in Section E below and in our Privacy Policy. Deleting your account does not cancel an in-app subscription purchased through the App Store or Google Play; you must cancel it from your Apple or Google account.

B. Termination or Suspension by WaZii

WaZii reserves the right to suspend or terminate your account and access to the Services, at its sole discretion, at any time and without prior notice. If we terminate a paid website subscription for a reason other than your breach of this Agreement, we will refund the unused part of the period you paid for. Reasons for suspension or termination may include:

• Violation of this Agreement or any other applicable policies.
• Engaging in illegal activities or using the Services for unlawful purposes, including fraud, intellectual property infringement or other prohibited conduct.
• Prolonged inactivity, meaning not signing in or using the Services for a period of 12 months while you have no active paid subscription.
• Suspected unauthorized access, misuse or security breaches involving your account or the Services.
• Compliance with requests from law enforcement or regulatory authorities, or with other legal obligations.

C. Notice of Termination

Although WaZii may suspend or terminate your account without prior notice, we may, where we consider it appropriate, notify you of the suspension or termination and the reason for it.

D. Consequences of Termination

Upon termination, your access to the Services will end immediately, and data associated with your account may be deleted or made inaccessible. WaZii will not be liable for any damages or losses resulting from such termination.

E. Retention and Deletion

After termination, WaZii may retain certain information related to your account for as long as required by law or for legitimate business purposes, such as record keeping and compliance with legal obligations. After that period, your data will be permanently deleted or anonymized. WaZii is not obliged to retain your data beyond what is legally required or operationally necessary.

A. Amendments

We may amend this Agreement at any time. Changes will be posted on this page with an updated effective date and take effect upon posting. If we make material changes, we will notify you through the Services or by email where appropriate. Your continued use of the Services after changes take effect constitutes your acceptance of the amended Agreement.

B. Entire Agreement

This Agreement, together with our Privacy Policy, constitutes the entire agreement between you and WaZii regarding the Services and supersedes all prior agreements or understandings, whether written or oral, relating to its subject matter.

C. Severability

If any provision of this Agreement is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

D. Contact Us

If you have any questions about this Agreement, please contact us through the Contact Us page or by email at info@wazii.net.